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How Do I Qualify?

 
   
 

Income Guidelines

Family Size 1 2 3 4 5 6 7 8
Maximum Income 35,900 41,000 46,150 51,300 55,400 59,500 63,600 67,700

How do I qualify for the Homeownership Program?

  • Make an appointment with a representative of the Salisbury CDC and complete an application
     

  • Must verify income and assets
     

  • Must be willing to clear credit
     

  • Must have steady employment
     

  • Must be willing to save $750 for down payment
     

  • Must meet the above income guidelines
     

  • Must join the homebuyer education program

What do I need to bring for my first appointment?

  • A copy of your tax returns with W2 forms for the past 2 years
     

  • Last 2 months of your bank statements
     

  • Three of your most recent pay stubs and those of your co-applicant
     

  • A copy of your credit report or we can obtain one with your authorization

Call 704-638-2154 or email: ladki@salisburync.gov to get more information or make an appointment.

Click here to view a Homeownership Program form.

 
   
 

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